Rachat d'une part de 10%

Sujet (Cloturé) initié par JLN, il y a 7 mois - 1804 vues

Hi,

I don't know what "crazy prices" your notaire came out with but what you're asking equivalent to selling the property, hence you should expect a cost circa 7.5% of the house price.

Basically, I understand that the final goal is for you to own 100% of the "usufruit" while your son would have 100% of the "nue-propriété".

You would first have to buy your brother's 10%. That would make you 100% owner.

Second, since you are still young, I'd suggest you to go step by step with donation(s).

Not knowing the value of the property I can't work out any cost but your usufruit is vlued at 60% by the tax administration. Also, you can donate 100.000 € to your son without tax (every 15 years).

Say that the property value is 500.000 €. The nue-propriété would be 200.000 €
You can donate 50% of the nue-propriété at (virtually) no cost (except notaire's fees). And another 50% in 15 years (I'm disregarding the value increase for simplicity).

I hope this helps.

Please indicate that your questions has been answered.
Kind regards.